Your search for Super Visa Insurance ends here
Live quotes from Canadian insurers for Super Visa, visitors, travel, students, life and critical illness. Compare, buy online, and get a licensed advisor when you need one.
- Same price as buying direct from the insurer, with an advisor at no extra cost
- Instant proof of insurance for IRCC, emailed minutes after you buy
- Help with claims and refunds from a real person, not a call centre
Insurance quotes and advice for families in Canada
Pankaj Bhatia, CHS, PFA, compares Super Visa and visitors insurance from Canadian insurers such as Manulife, Allianz, TuGo, GMS, Travelance, Secure Travel, JF and TruStone Health, along with travel, student, life and critical illness insurance. Run a live quote above, buy online in minutes, and call or WhatsApp 647-640-2222 for help with pre-existing conditions, monthly payments, refunds and claims.
Secure Your Family’s Stay in Canada with IRCC-Compliant Insurance
Super Visa Insurance Made Simple & Affordable
I am Pankaj Bhatia (PFA, CHS), a licensed financial advisor and insurance broker operating as Insure In Canada Inc. With offices in Mississauga and Cambridge, I help families across Canada with Super Visa and visitors insurance, life and critical illness insurance, and savings and investment plans. I am licensed in Ontario, Alberta, British Columbia, Manitoba, Saskatchewan, New Brunswick and Nova Scotia, and I take a personal interest in every client, treating them as an extension of my own family. Over the years I have helped thousands of clients compare plans, understand the fine print and get claims paid.
Bringing your parents or grandparents to Canada? Super Visa insurance shouldn’t be a financial burden. We compare monthly payment plans, cover for stable pre-existing conditions (such as diabetes, high blood pressure and heart conditions), and explain each insurer’s refund rules if the visa is refused, before you buy.
How it works
Calculate rates online
Enter the age, dates and coverage once and see prices from several Canadian insurers side by side, with no email address needed.
Choose with an advisor
Not sure about a medical question, a deductible or the stability period? Call or WhatsApp Pankaj and get a straight answer before you buy.
Buy and stay covered
Pay in full or monthly, get the policy by email the same day, and get help with date changes, renewals, refunds and claims.
What Super Visa insurance costs in 2026
Age is the biggest price factor, then health, coverage and deductible. The table shows the range of published Canadian quotes for one person with $100,000 of coverage and a $0 deductible, without pre-existing condition cover.
- A $1,000 deductible typically lowers the price by about 18–22%.
- Covering stable pre-existing conditions typically adds 20–50%.
- Starting before a birthday at 65, 70, 75 or 80 can keep the lower age band.
| Age of parent | 12-month premium | About per month |
|---|---|---|
| Under 50 | $1,015 – $1,595 | $85 – $133 |
| 50–59 | $1,156 – $1,602 | $96 – $134 |
| 60–64 | $1,156 – $1,799 | $96 – $150 |
| 65–69 | $1,621 – $2,405 | $135 – $200 |
| 70–74 | $2,570 – $4,296 | $214 – $358 |
| 75–79 | $2,920 – $5,533 | $243 – $461 |
| 80–84 | $4,349 – $6,667 | $362 – $556 |
Published Canadian market quotes, October 11, 2026. Estimates, not quotes; final prices depend on the insurer and the medical questions.
Pankaj Bhatia
I help individuals and families protect their financial future with personalized insurance and investment solutions. As an independent broker I work for you, not a single insurance company, to find the right coverage at the right price.
- Immigration & Travel: Super Visa insurance, visitors medical insurance, travel insurance, international student insurance and new immigrant coverage.
- Family Protection: term life, whole life, mortgage protection and estate planning.
- Health & Income: critical illness and disability insurance.
- Wealth & Savings: RESP, RRSP and spousal RRSP, TFSA and RDSP planning, plus ways to save on taxes in 2026.
- Life & wealth insurers: Manulife, Sun Life, Canada Life, Desjardins, RBC Insurance, BMO Insurance, iA Financial Group, Equitable Life, Empire Life, Foresters Financial, Canada Protection Plan, The Co-operators, Wawanesa.
- Super Visa & travel insurers: Manulife, Allianz, TuGo, GMS, Travelance, Secure Travel (RIMI), Destination Canada, MSH Discover Canada, JF, TruStone Health, 2 Visit Canada, 21st Century, TravCare, AwayCare. See the top 12 Super Visa insurers, ranked or compare all 14 side by side.
While my offices are in Mississauga and Cambridge, Insure In Canada Inc. serves families remotely, digitally and in person across the Greater Toronto Area, including Brampton, Toronto and Hamilton, and in every province where I am licensed. Call or WhatsApp 647-640-2222.
Critical Illness Insurance
A tax-free lump sum if you are diagnosed with a covered illness.
Learn More
Free guides and calculators
Buy Super Visa and visitors insurance online
Each Buy online button opens the insurer's own secure site with Pankaj Bhatia as your advisor, at the same price as buying direct. Plan details opens our guide to that insurer.
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Frequently asked questions
Who is Pankaj Bhatia?
Pankaj Bhatia, CHS, PFA, is a licensed insurance and financial advisor with Insure In Canada Inc., with offices in Mississauga and Cambridge, Ontario. He has 11 years of financial-services experience and is licensed for insurance in Ontario, Alberta, British Columbia, Manitoba, Saskatchewan, New Brunswick and Nova Scotia.
Can I get a Super Visa insurance quote online?
Yes. Choose the Super Visa tab in the quote form at the top of this page, enter the parent's age, dates and coverage, and compare live prices from Canadian insurers. You can buy online or call 647-640-2222 for help.
What Super Visa insurance does IRCC require?
At least $100,000 of emergency medical coverage per person for health care, hospitalization and repatriation, valid for one year from each entry to Canada, from a Canadian or OSFI-authorized insurer, and paid in full or in instalments with a deposit. A quote is not accepted.
How much does Super Visa insurance cost in 2026?
It depends mostly on age and health. In published October 2026 quotes for one person with $100,000 coverage and a $0 deductible, ages 60–64 cost about $1,156–$1,799 a year and ages 70–74 about $2,570–$4,296. A deductible lowers the price; covering stable pre-existing conditions raises it.
Can I pay Super Visa insurance monthly?
Yes. IRCC accepts a policy paid in instalments with a deposit, and several insurers offer monthly plans. Some charge a setup fee, so compare the total cost.
Do I get a refund if the Super Visa is refused?
Most insurers refund the premium when the Super Visa is refused and you send the official refusal letter, as long as the policy has not started and there are no claims. Some keep an administration fee, so check each plan's refund terms before you buy.
Are pre-existing conditions covered?
Many plans cover stable pre-existing conditions such as diabetes, high blood pressure or heart conditions, if the condition has been stable for the plan's stability period (often 90 to 365 days) and you choose that option. Unstable conditions are excluded.
Is visitors insurance mandatory for a visitor visa?
No, it is only mandatory for the Super Visa. It is still strongly recommended because visitors cannot use OHIP or any provincial health plan, and a hospital stay in Canada can cost thousands of dollars a day.
Does OHIP cover me when I travel outside Canada?
Only a little. For emergencies, OHIP pays up to $400 a day for intensive or operating-room care, $200 a day for other inpatient care and $50 a day for outpatient visits, and it does not pay to bring you home. Travel medical insurance covers the rest.
Do international students need health insurance in Canada?
Yes. Most schools require it. Many Ontario universities enrol international students in UHIP, while many colleges and private schools do not, so check with your school and compare plans in the Student tab.
How much life insurance do I need?
Enough to replace your income for the years your family depends on it and to pay off the mortgage and debts, plus education goals and final expenses, minus savings and coverage you already have. The free needs calculator gives you a number in minutes.
What is critical illness insurance?
It pays a tax-free lump sum if you are diagnosed with a covered illness such as cancer, heart attack or stroke and survive the waiting period. You can use the money for anything: treatment, lost income or the mortgage.
Which provinces do you serve?
Pankaj is licensed for insurance in Ontario, Alberta, British Columbia, Manitoba, Saskatchewan, New Brunswick and Nova Scotia. Families anywhere in those provinces can compare and buy online, and get help by phone, WhatsApp or video call.
