Which Canadian Insurance Company Is Best for Super Visa?

When applying for a Super Visa for your parents or grandparents, choosing the right insurance provider is one of the most important decisions you will make.

Immigration, Refugees and Citizenship Canada (IRCC) requires insurance from a Canadian provider with at least $100,000 coverage for a minimum of 365 days.

With more than a dozen companies in the market, families often ask:

• Which company has the lowest monthly cost?
• Which one covers diabetes or heart conditions?
• Which insurer offers a 100% refund if the visa is refused?

Below is my professional review of the top Super Visa insurance companies in Canada for 2025.

The “Big 3” – Premium Brands & Reliability

1. Manulife Financial

Best For: Families who want a trusted household name.

• Pros: Strong claims reputation, instant policy issuance
• Cons: Higher premiums, strict 180-day stability requirement

2. Allianz Global Assistance

Best For: Applicants who value a globally recognized brand.

• Pros: Competitive pricing for healthy applicants
• Cons: Limited flexibility for unstable medical history

3. Blue Cross

Best For: Brand recognition and deductible customization.

• Pros: Adjustable deductibles to manage cost
• Cons: Pricier than niche providers like RIMI

The “Monthly Payment” Specialists – Budget Friendly

4. 21st Century Travel Insurance

• Best For: Easy monthly payment plans
• Highlight: Deposit + monthly installments after arrival

5. Travelance

• Best For: Families bringing both parents together
• Highlight: Essential and Premier plan options

6. Secure Travel (RIMI)

• Best For: Lowest rates and pre-existing conditions
• Key Advantage: Often only 90-day stability required

The “Specialty” Providers – Unique Needs

7. GMS (Group Medical Services)

Excellent underwriting for stable pre-existing conditions.

8. TuGo

Highly competitive for applicants aged 70+, with flexible stability rules.

9. JF Insurance

Strong value for basic Super Visa coverage.

10. Travel Shield

Ideal for hard-to-insure applicants with customizable plan tiers.

11. MSH Discover Canada

Offers coverage limits up to $1 million.

12. Trustone Health (Formerly Ingle)

Experienced provider for long-term visitors to Canada.

Summary Comparison Table

Why You Should NOT Buy Direct

• Same Price: Brokers do not charge extra.
• Unbiased Comparison: I compare 12 companies instantly.
• Claims Support: I advocate for you if a claim is denied.