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Buying guide · Updated October 2026

2 Visit Canada Super Visa insurance: choose your options and buy online

Standard or Enhanced, Plan 1 or Plan 2, coverage amount and deductible: what each choice means, and how to complete the online application.

Buy 2 Visit Canada online Pick my options
By Pankaj Bhatia, CHS, PFA Updated 11 years as a licensed advisor

The short answer

2 Visit Canada sells visitor and Super Visa insurance online for ages 15 days to under 90. You make four choices: Standard or Enhanced (Enhanced has higher limits, such as a semi-private room and $1,000 per prescription); Plan 1 or Plan 2 (Plan 2 covers pre-existing conditions stable for 90 days to age 69 or 180 days at 70–84, with all "No" answers on the medical declaration at 70+); a coverage amount from $25,000 to $1,000,000 ($100,000+ for a Super Visa); and a deductible from $0 to $3,000. Bought after arrival, sickness has a 48-hour wait (within 30 days) or 8-day wait (later).

The four choices on a 2 Visit Canada application

Each one changes the price and what a claim pays. For the full benefit schedule, see our 2 Visit Canada plan details and claims guide.

1

Standard or Enhanced

StandardEnhanced
Hospital roomWardSemi-private
Prescriptions$500 each$1,000 each
Paramedical$300 per professional$500 per professional
Accidental dental$1,000$3,000
Return of remains$5,000$10,000
2

Plan 1 or Plan 2

  • Plan 1: nothing that existed before the effective date is covered.
  • Plan 2, to age 69: conditions stable for 90 days are covered.
  • Plan 2, age 70–84: stable for 180 days, and "No" to every medical declaration question.
  • 85 and older: pre-existing conditions aren't covered.
3

Coverage amount

$25,000$50,000$100,000$150,000$500,000$1,000,000

Highlighted amounts meet the Super Visa minimum of $100,000.

4

Deductible

$0$100$250$500$1,000$3,000

Paid on each claim. Lower premium, higher risk.

2 Visit Canada option picker

Answer a few questions and the picker suggests what to select on the application, and flags anything that would stop the visitor qualifying.

Super Visa?
Comfort with paying part of a claim

Suggestions only. The application's eligibility and medical declaration questions decide.

How to buy 2 Visit Canada insurance online, step by step

The secure application has three stages: get a quote, complete the application, and receive your confirmation.

  1. Applicant detailsName, date of birth and email for the main applicant, and up to five more people on the same application.
  2. Plan 1 or Plan 2Answer "Include coverage for stable pre-existing medical conditions". No means Plan 1 (no pre-existing cover); Yes means Plan 2.
  3. Trip detailsCountry of origin, whether the visitors are already in Canada, whether they are coming on a Super Visa, and the province they will stay in.
  4. DatesEffective and expiry dates. For a Super Visa, cover at least 365 days from the date of entry.
  5. Plan type and amountsStandard or Enhanced, then the coverage amount ($25,000 to $1,000,000) and deductible ($0 to $3,000). The quote updates as you choose.
  6. Application and paymentComplete the application, answer the medical declaration if you chose Plan 2 at an older age, pay in full or monthly ($120 setup fee), and receive the confirmation to send to IRCC.
Start the application Opens 2 Visit Canada's secure site with Pankaj Bhatia as your advisor.

Mistakes to avoid on the application

Choosing "No" to pre-existing cover by habit

Plan 1 is cheaper, but a visitor on regular medicine then has no cover for that condition.

Guessing the declaration

At 70–84, one "Yes" on the medical declaration removes all pre-existing cover. Check dates in the medical records.

Wrong dates for a Super Visa

Cover must run 365 days from entry. If the travel date moves, change the effective date before it starts.

"Already in Canada" answered wrong

If the visitor has arrived, say so; it sets the waiting period. A wrong answer can affect a claim.

Too high a deductible

$3,000 per claim is a lot for an older visitor. The saving rarely covers two claims.

One applicant per couple

Up to six people can go on one application, but each answers for their own health and age.

Ready to buy 2 Visit Canada?

Buy online in minutes, or send Pankaj the visitor's age and medicines first and he'll confirm Plan 1 or Plan 2.

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2 Visit Canada insurance: FAQ

What is 2 Visit Canada insurance?

An emergency medical plan for visitors to Canada, Super Visa applicants, workers, students and new immigrants without provincial coverage, sold online through a secure application with claims and assistance by MSH Assistance.

It comes as Standard or Enhanced, each with Plan 1 (no pre-existing cover) or Plan 2 (stable pre-existing conditions). Full benefits are in our 2 Visit Canada plan details and claims guide.

What is the difference between Plan 1 and Plan 2?

Plan 1 excludes any condition that existed before the effective date. Plan 2 covers pre-existing conditions that were stable for 90 days (to age 69) or 180 days (age 70 to 84).

At 70 to 84, Plan 2 also needs "No" answers to every question on the medical declaration; one "Yes" means no pre-existing condition is covered. Plan 2 is not offered for pre-existing conditions at 85 or older.

Does 2 Visit Canada meet Super Visa requirements?

Yes, when you choose at least $100,000 of coverage for 365 days from the visitor's entry. The application asks whether the visitors are travelling on a Super Visa.

Send IRCC the confirmation of insurance issued after payment. A quote isn't accepted.

What coverage amounts and deductibles are available?

Coverage of $25,000, $50,000, $100,000, $150,000, $500,000 or $1,000,000, and deductibles of $0, $100, $250, $500, $1,000 or $3,000.

Higher deductibles lower the premium but are paid per claim. Visitors with health conditions usually do better with a low deductible.

What ages can 2 Visit Canada cover?

From 15 days old to under 90.

Stable pre-existing condition cover (Plan 2) is available to age 84.

Is there a waiting period if the visitor is already in Canada?

Yes: 48 hours for sickness if bought within 30 days of arrival, and 8 days if bought later. Accidental injuries generally aren't subject to the waiting period.

Buying before departure avoids the waiting period. A continuous renewal without a gap may also waive it.

Can I pay 2 Visit Canada Super Visa insurance monthly?

Yes. 2 Visit Canada offers a monthly payment plan with a $120 setup fee, the same terms as Secure Travel (RIMI).

The setup fee is refunded if the Super Visa is refused and the refusal letter reaches the insurer before the effective date; it isn't refunded once the visa is issued. Use the monthly payment calculator to see the first charge and the monthly amounts.

Can I buy 2 Visit Canada insurance online?

Yes. The Buy 2 Visit Canada online button opens the insurer's secure application with Pankaj Bhatia as your advisor.

You get an instant quote as you choose the options, then complete the application and pay online.

How do I make a claim?

Call MSH Assistance before treatment whenever possible: 1-800-203-8508 (Canada and US) or collect +1-416-646-3107.

Then send the claim form with itemized bills and receipts. See the claims section of our full guide.

Pankaj Bhatia, CHS, PFA, licensed Super Visa insurance advisor

Written by Pankaj Bhatia, CHS, PFA

Licensed insurance & financial advisor · Insure In Canada Inc. · Mississauga & Cambridge, Ontario

Pankaj has arranged 2 Visit Canada and other visitor plans for families for 11 years. This guide follows the options on 2 Visit Canada's online application and the policy rules summarized in our plan guide, reviewed in October 2026.

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Sources and related pages

Independent guide by Pankaj Bhatia, a licensed advisor; not published by 2 Visit Canada. Options are as shown on the online application in October 2026 and can change. The issued policy wording governs coverage, limitations and exclusions. The picker is a planning aid, not underwriting.