IRCC accepts Super Visa insurance paid in full or in monthly instalments with a deposit. Quotes are not accepted. LEARN MORE
Secure online quote · Mississauga advisor

Secure Super Visa insurance quote in Mississauga

Compare quotes without sharing payment details, buy on the insurer's encrypted site, and check that your policy meets IRCC's rules before you apply.

By Pankaj Bhatia, CHS, PFA Updated Office: 5250 Solar Drive, Mississauga
Check my policy Spot a scam

The short answer

A secure Super Visa purchase has three parts: a licensed advisor (check the name on FSRA's public list in Ontario), payment made only on the insurer's own encrypted site, and a confirmation of coverage that meets IRCC's rules: a Canadian (or approved) insurer, at least $100,000 of emergency coverage, valid one year from entry, covering health care, hospitalization and repatriation, and paid in full or with a deposit. You can do all of it online from Mississauga in about 15 minutes, and the price is the same as buying direct.

How secure online buying works

Where each piece of your information goes, step by step.

1. Quote

Date of birth, dates, coverage and deductible only. No name, passport or card details.

2. Compare

See insurers side by side: price, pre-existing cover, deductible and monthly options.

3. Apply on the insurer's site

Names, passport and medical answers go straight into the insurer's encrypted (https) form.

4. Pay the insurer

Card payment goes to the insurer, never to an agent. Pay in full or monthly.

5. Get proof

The confirmation of coverage arrives by email, usually within minutes, any time of day.

6. Advisor support

Pankaj is recorded as your advisor, so you can call him for changes, refunds and claims.

Super Visa policy checker

Already have a policy or quote? Answer from the document to see if it meets IRCC's insurance rules before you apply.

The document shows or covers

How to spot a Super Visa insurance scam

  • Cash or personal e-transfer. Real premiums are paid to the insurer, by card or the insurer's payment system.
  • An insurer you can't find. If it has no Canadian website or phone number, IRCC may not accept it, and a claim may never be paid.
  • Too cheap. A price far below every other quote for the same age and coverage usually means missing cover, the wrong dates, or no policy at all.
  • A quote sent as a "policy". A quote has no policy number and isn't proof of insurance.
  • Edited PDFs. Names, dates or amounts that look pasted in. Call the insurer to confirm.
  • Pressure. "Pay today or the price goes up" is a sales tactic, not how Super Visa pricing works.

Verify the advisor and the policy

  • Check the licence. In Ontario, life and health insurance agents are licensed by FSRA. Search the advisor's name on FSRA's public list of licensed agents.
  • Check FSRA warnings. FSRA publishes notices about people and companies not licensed to sell insurance in Ontario.
  • Call the insurer. Use the phone number on the insurer's official website and confirm the policy number, names and dates.
  • Keep your own copy. Download the confirmation and policy wording yourself from the insurer's email.

Pankaj Bhatia is licensed in Ontario and six other provinces. Ask him to check any Super Visa document, even one bought elsewhere, free of charge.

Buy online on each insurer's secure site

Each Buy online button opens the insurer's own encrypted application with Pankaj Bhatia as your advisor. For 21st Century, call or WhatsApp Pankaj.

Secure Super Visa quotes: FAQ

Is it safe to buy Super Visa insurance online?

Yes, when you pay on the insurer's own secure (https) application page and buy through a licensed advisor. You never need to give your card number to an agent by phone, WhatsApp or email.

Each Buy online button on this site opens the insurer's encrypted portal with Pankaj Bhatia recorded as your advisor, so you get the insurer's security and an advisor's help.

How fast do I get proof of insurance for IRCC?

Usually within minutes. After payment the insurer emails the confirmation of coverage and policy wording, which you can upload with the Super Visa application.

A quote is not proof of insurance. IRCC needs the issued confirmation showing the visitor's name, dates, coverage amount and that it has been paid (in full or with a deposit).

How do I check that my Super Visa policy is real?

Call the insurer or administrator at the phone number on its official website (not the number on the document) and confirm the policy number, names and dates.

Also check that your advisor is licensed: in Ontario, search the agent's name on FSRA's public licence list.

What are the signs of a Super Visa insurance scam?

Warning signs include a seller who wants cash or an e-transfer to a personal account, a policy from an insurer you can't find in Canada, a price far below every other quote, or a "policy" that is really a quote or an edited PDF.

IRCC can refuse the application, and the parent could be left with no coverage at all. If in doubt, ask Pankaj to check the document free of charge.

Is a quote from Mississauga cheaper than elsewhere in Canada?

No. Super Visa insurance prices are set by each insurer and are the same across Ontario and most of Canada, whether you buy online, through an advisor or directly.

What changes the price is the parent's age, coverage amount, deductible, and whether stable pre-existing conditions are covered.

What personal information do I need for a quote?

Only the visitor's date of birth, travel dates, coverage amount and deductible. Names, passport details and medical answers are entered only when you apply, on the insurer's secure form.

See our privacy policy for how quote information is handled.

Can I meet an advisor in person in Mississauga?

Yes. Pankaj Bhatia's office is at 205-5250 Solar Drive, near Toronto Pearson. Visits are by appointment; call or WhatsApp 647-640-2222.

Many families prefer a video call so the parents abroad can hear the medical questions too. For local hospitals, arrival planning and transit, see our Mississauga Super Visa guide.

What if the Super Visa is refused after I buy?

Most insurers refund the premium if the visa is refused and you send the refusal letter before the policy starts. Some keep a small fee.

For example, RIMI and 2 Visit Canada refund the $120 monthly setup fee in that case, and MSH Discover Canada gives a full refund with proof of refusal.

Pankaj Bhatia, CHS, PFA, licensed Super Visa insurance advisor

Your Mississauga advisor: Pankaj Bhatia, CHS, PFA

Licensed insurance & financial advisor · Insure In Canada Inc. · Mississauga & Cambridge, Ontario

Pankaj has helped Mississauga families buy Super Visa insurance for 11 years, from an office on Solar Drive near Toronto Pearson. He never asks for card details: every purchase is made on the insurer's own secure site.

Call 647-640-2222 · WhatsApp · About Pankaj · Google reviews

Want Pankaj to check your quote or policy?

Send a photo or PDF of the document on WhatsApp. He'll confirm whether it meets IRCC's rules and if a better price is available.

Compare prices WhatsApp 647-640-2222

Sources and related pages

General information. The policy checker is a planning aid based on IRCC's published insurance requirements; IRCC decides each application. Prices and coverage are set by each insurer, and the policy wording governs.