Super Visa Insurance in Toronto

Living in a fast-paced city like Toronto without your parents or grandparents can be difficult. The Canadian Super Visa allows eligible parents and grandparents to visit Canada and stay for up to 5 consecutive years per visit, with the visa remaining valid for up to 10 years.

Unlike a standard multiple-entry Visitor Visa, which generally allows stays of up to six months per visit, the Super Visa offers longer stays for eligible family members.

To obtain a Super Visa, applicants must have mandatory emergency medical insurance that meets the requirements of Immigration, Refugees and Citizenship Canada (IRCC). As your dedicated insurance broker, Pankaj Bhatia operating as Insure In Canada Inc., helps families across Toronto and the Greater Toronto Area (GTA) find the right Super Visa Insurance coverage.

Who Can Apply for Super Visa Insurance?

The Super Visa program is available only to parents and grandparents of Canadian citizens or permanent residents.

2026 IRCC Super Visa Insurance Requirements

To qualify for a Super Visa, the insurance policy must provide a minimum of $100,000 CAD in emergency medical coverage.

The insurance policy must remain valid for at least one year (365 days) from the expected date of entry into Canada.

The policy must include emergency hospitalization, emergency healthcare services, and repatriation to the applicant's home country in the event of death or a serious medical emergency.

The insurance policy must be fully paid or paid in installments with the required deposit. Insurance quotes alone are not accepted by IRCC.

Eligibility Requirements for the Canadian Host (2026 Updates)

The Canadian host must provide a signed Letter of Invitation confirming financial support for the visiting parent or grandparent during their stay in Canada.

The host must also prove they meet the Minimum Necessary Income (MNI) based on the Low Income Cut-Off (LICO).

As of March 31, 2026, IRCC allows hosts to use either of the two taxation years preceding the application to demonstrate income eligibility. If the host meets the required minimum percentage, the visiting parent's or grandparent's income may also be included to meet the remaining income requirement.

Benefits of Super Visa Insurance

Super Visa Insurance helps protect visitors from the high cost of Canadian healthcare during their stay.

Coverage generally includes emergency hospital costs and ward accommodation, surgeries, physician services, X-rays and laboratory diagnostics, emergency dental treatment, prescription medications required during an emergency, ambulance transportation, repatriation, and essential medical equipment such as crutches and wheelchairs.

How Much Does Super Visa Insurance Cost in Toronto?

The cost of Super Visa Insurance depends on several factors, including the applicant's age, medical history, pre-existing medical conditions, policy duration, and deductible amount.

On average, a healthy applicant in their 40s or 50s may pay between CAD $800 and $1,800 per year for coverage.

Applicants in their 60s without pre-existing medical conditions may expect to pay between CAD $1,500 and $2,500 annually, which is approximately $100 to $200 per month.

Premiums generally increase for older applicants or those requiring coverage for stable pre-existing medical conditions.

Need Help Finding the Right Plan?

We provide expert guidance throughout the Super Visa Insurance process and help families across Toronto compare plans from leading Canadian insurance providers.

Our goal is to help you find the right coverage at a competitive price for your parents or grandparents.

Get your free quote today.

Call or WhatsApp Pankaj Bhatia: (647) 640-2222