Compare Super Visa Insurance Quotes in Canada

Super Visa insurance is qualifying private medical insurance that a parent or grandparent must show for a Canadian Super Visa application. IRCC requires at least $100,000 in emergency coverage, a minimum one-year validity period from entry and specified health care, hospital and repatriation protection. The issued policy must satisfy the applicable insurer and payment rules.

The IRCC minimum is CAD $100,000 in emergency coverage per applicant. More coverage may be worth comparing depending on the person's age, needs and budget, but higher limits are not required by this minimum rule.

The premium depends on exact date of birth, eligible insurance plans, medical history, deductible, coverage limit, effective date and payment arrangement. Use the live quote calculator above rather than relying on an outdated flat-rate estimate.

Some insurers offer monthly instalment plans. IRCC accepts a qualifying insurance policy paid in instalments with a deposit, provided all other policy requirements are met. Check the initial amount, additional fees, conditions and policy documents for the specific plan.

No. IRCC says a quote is not accepted as proof of insurance. You need an issued policy that meets the coverage, validity, eligible-insurer and payment requirements. Keep the issued policy confirmation available with the application and on entry.

Yes. Applicants are required to provide qualifying insurance documents with their Super Visa application. If travel dates are uncertain, choose a policy after reviewing its date-change, cancellation and visa-refusal refund provisions.

A refund may be available, subject to the insurer's specific visa-refusal terms, documentation requirements, administration fees, effective date and whether any claims were made. There is no universal promise of a full refund for every product.

Some policies may cover eligible stable pre-existing medical conditions. Conditions, prescribed medication changes, medical declarations, age limits and stability periods matter. Compare the selected policy's exact wording before relying on coverage.

$100,000 satisfies the current minimum emergency coverage requirement when the other IRCC conditions are met. It may not cover every possible medical expense, so families can also compare higher limits such as $150,000 or $200,000 when offered.

Some available plans may offer a $0 deductible, while others offer different deductible amounts. A deductible affects the share of an eligible claim you may need to pay and can change the insurance premium.

For the application, IRCC requires proof of a qualifying policy valid for at least one year from entry. IRCC also says insurance must remain valid for each entry, and the policy should be renewed if it will expire before the visitor leaves Canada. Do not assume the first year's policy covers the full five-year stay.

Potentially. IRCC accepts qualifying foreign insurance companies that meet specific OSFI authorization and Canada-business requirements, as well as Canadian insurers. The policy must include required details. Verify eligibility rather than assuming any overseas travel policy qualifies.

Both may provide emergency medical benefits, but a Super Visa application has specific IRCC documentation requirements, including the minimum coverage and one-year insurance period. A policy suitable for a short visitor trip is not automatically suitable for the Super Visa application.

Yes. Enter the required applicant information in the live calculator to see available insurer rates and options. Compare coverage, medical history conditions, deductibles and payment arrangements, then proceed through the selected insurer's online application process.

Many policies provide a process for changes, but the rules vary by insurer and by whether the policy has started. Contact the insurer or advisor as early as possible; changes, fees and refunds remain subject to the actual policy terms.

An eligible host must generally be the applicant's adult child or grandchild who lives in Canada and is a Canadian citizen, permanent resident or registered Indian, meets IRCC's financial-support requirements, and supplies a signed letter of invitation. The applicant has separate eligibility requirements, including insurance and a medical exam.