Current prime rate (as of Nov 2025: 4.45%)
Rate automatically adjusts: 0.75% for loans ≥$100,000 | 1.00% for loans <$100,000
(Typically 50% of Marginal Tax Rate)

Leveraged Loan Strategy

Loan Amount: $0.00
Monthly Loan Interest Payment: $0.00
Annual Loan Interest Cost: $0.00
Potential Annual Tax Refund: $0.00
Book Value of Investments: $0.00
Future Value of Loan Investment: $0.00
Future Value of Tax Refunds: $0.00
Total Future Value: $0.00
Less Loan Amount: $0.00
Net Value After Paying Loan: $0.00
Capital Gain: $0.00
Tax Liability on Capital Gain: $0.00
Net After-Tax Value: $0.00

TFSA Strategy

Monthly Contribution: $0.00
Annual Contribution: $0.00
Future Value of TFSA: $0.00
Tax Liability: $0.00
Net After-Tax Value: $0.00

Investment Comparison Summary

Leverage Strategy Net Gain Calculation

Total Interest Paid Over 0 Years: -$0.00
Formula: Monthly Payment × 12 × Years
Net After-Tax Value: $0.00
Net Gain (After-Tax Value - Interest Paid): $0.00

TFSA Strategy Net Gain Calculation

Total Contributions Over 0 Years: $0.00
Formula: Monthly Contribution × 12 × Years
Future Value: $0.00
Net Gain (Future Value - Contributions): $0.00
Leverage Strategy Net Gain: $0.00
TFSA Strategy Net Gain: $0.00