:root{
  --brand:#b21f2d;--brand2:#861722;--ink:#22272b;--muted:#66717d;--line:#dfe4ea;--soft:#f7f9fb;
  --good:#18794e;--warn:#a86200;--bad:#a52a2a;--blue:#155c9b;--tfsa:#0f766e;--nreg:#6d3cc1;
  --shadow:0 10px 28px rgba(20,25,35,.08);--radius:14px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;font-size:14px}
body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#fff;line-height:1.45}
button,input,select,textarea{font:inherit}
button{cursor:pointer}
a{color:inherit}
.wrap{width:min(1180px,calc(100% - 28px));margin:auto}
.top{position:sticky;top:0;z-index:40;background:#fff;border-bottom:1px solid var(--line)}
.top .wrap{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:10px 0}
.logo{font-weight:900;color:var(--brand);font-size:1.25rem}.logo small{display:block;color:var(--muted);font-size:.72rem;margin-top:2px}
.header-actions{display:flex;gap:8px;align-items:center;flex-wrap:wrap}
.btn{border:0;border-radius:9px;padding:10px 13px;font-weight:800;display:inline-flex;align-items:center;justify-content:center;gap:6px;text-decoration:none}
.btn-primary{background:var(--brand);color:#fff}.btn-primary:hover{background:var(--brand2)}
.btn-light{background:#fff;color:var(--ink);border:1px solid var(--line)}
.btn-good{background:var(--good);color:#fff}.btn-sm{padding:7px 9px;font-size:.85rem}
.mode-toggle{display:flex;border:1px solid var(--line);border-radius:10px;padding:3px;background:var(--soft)}
.mode-toggle button{border:0;background:transparent;padding:7px 10px;border-radius:7px;font-weight:800;color:var(--muted)}
.mode-toggle button.active{background:#fff;color:var(--brand);box-shadow:0 1px 4px #0001}
.hero{padding:26px 0 20px;background:linear-gradient(135deg,#fff 0%,#fff5f5 100%)}
.hero-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:20px;align-items:center}
.eyebrow{font-size:.78rem;font-weight:900;color:var(--brand);text-transform:uppercase;letter-spacing:.08em}
.hero h1{font-size:clamp(2rem,5vw,3.4rem);line-height:1.05;margin:8px 0}.hero p{font-size:1.05rem;color:#4f5964;max-width:760px}
.hero-card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:16px;box-shadow:var(--shadow)}
.hero-card strong{display:block;font-size:1.6rem;color:var(--brand);margin-top:5px}.hero-card span{color:var(--muted);font-size:.85rem;font-weight:700}
.notice{margin-top:13px;background:#fff8e8;border-left:4px solid #e5a000;padding:10px 12px;border-radius:8px}
.section{padding:22px 0}.section h2{margin:0 0 5px;font-size:1.75rem}.sub{margin:0 0 14px;color:var(--muted)}
.start-card{border:1px solid var(--line);border-radius:16px;padding:17px;background:#fff;box-shadow:var(--shadow);margin-bottom:16px}
.start-card h3{margin:0 0 6px}.need-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin-top:12px}.need{border:1px solid var(--line);background:var(--soft);padding:9px;border-radius:9px;font-size:.88rem}
.planner-grid{display:grid;grid-template-columns:390px minmax(0,1fr);gap:18px;align-items:start}
.panel{border:1px solid var(--line);border-radius:var(--radius);background:#fff;overflow:hidden;box-shadow:0 2px 8px rgba(20,25,35,.04)}
.panel-title{background:var(--soft);padding:12px 14px;border-bottom:1px solid var(--line);font-weight:900}.panel-body{padding:14px}
.stepper{display:grid;grid-template-columns:repeat(5,1fr);gap:5px;margin-bottom:12px}.step-dot{border:1px solid var(--line);background:#fff;border-radius:9px;padding:7px 4px;text-align:center;font:800 .72rem Lato,Arial,sans-serif;color:var(--muted);cursor:pointer;min-width:0;line-height:1.25;transition:border-color .15s,background .15s,color .15s,transform .15s}.step-dot:hover{border-color:#b8c0c9;background:#f8fafb;transform:translateY(-1px)}.step-dot:focus-visible{outline:2px solid var(--brand);outline-offset:2px}.step-dot.active{border-color:var(--brand);background:#fff5f5;color:var(--brand)}.step-dot.done{background:#edf8f2;color:var(--good);border-color:#cfe9d9}.step-dot .step-number{display:block;font-size:.82rem}.step-dot .step-label{display:block;margin-top:1px;white-space:normal}
.step{display:none}.step.active{display:block}.advisor-mode .step{display:block;margin-bottom:14px;border-bottom:1px solid var(--line);padding-bottom:8px}.advisor-mode .stepper,.advisor-mode .step-nav{display:none}
.step h3{margin:0 0 3px;font-size:1.15rem}.step-intro{color:var(--muted);font-size:.88rem;margin-bottom:12px}
.field{margin-bottom:11px}.field label{display:flex;align-items:flex-start;justify-content:space-between;gap:8px;font-weight:800;margin-bottom:5px}.field input,.field select,.field textarea{width:100%;border:1px solid #cbd2da;border-radius:8px;padding:9px 10px;background:#fff}.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--brand);box-shadow:0 0 0 3px rgba(178,31,45,.1)}
.two{display:grid;grid-template-columns:1fr 1fr;gap:9px;align-items:start}.three{display:grid;grid-template-columns:repeat(3,1fr);gap:9px;align-items:start}
/* Keep paired/triple form controls visually aligned even when one label wraps. */
.two>.field,.three>.field{display:flex;flex-direction:column;min-width:0}
.two>.field>label,.three>.field>label{min-height:52px;line-height:1.22;align-items:flex-start;margin-bottom:5px}
.three>.field>label{min-height:46px}
.two>.field>input,.two>.field>select,.three>.field>input,.three>.field>select{margin-top:auto}
.hint{font-size:.8rem;color:var(--muted);margin-top:4px}.opt,.calc-badge{font-size:.64rem;border-radius:999px;padding:2px 6px;font-weight:900;white-space:nowrap}.req{color:#c91f38;font-size:1.08em;font-weight:900;line-height:1;padding:0;margin-left:2px;background:transparent;border-radius:0}.opt{background:#eef2f6;color:#5c6670}.calc-badge{background:#eef7ff;color:var(--blue)}.required-note{margin-top:7px;font-size:.78rem;color:var(--muted);font-weight:700}.required-note .req{margin-right:3px}.sr-only{position:absolute!important;width:1px!important;height:1px!important;padding:0!important;margin:-1px!important;overflow:hidden!important;clip:rect(0,0,0,0)!important;white-space:nowrap!important;border:0!important}
.box{padding:11px;border:1px solid var(--line);border-radius:11px;background:#fbfcfd;margin-bottom:10px}.box.rrsp{border-color:#f0c8cc;background:#fff8f8}.box.tfsa{border-color:#a7f3d0;background:#f0fdf8}.box.nreg{border-color:#ddd6fe;background:#faf8ff}.box-title{font-weight:900;display:flex;justify-content:space-between;align-items:center;margin-bottom:8px;gap:8px}
.account-mode{display:flex;gap:5px;flex-wrap:wrap}.account-mode label{display:flex;align-items:center;gap:4px;padding:5px 7px;border:1px solid var(--line);border-radius:999px;background:#fff;font-size:.73rem;font-weight:800;cursor:pointer}.account-mode label:has(input:checked){border-color:var(--brand);color:var(--brand);background:#fff6f6}.account-mode input{width:auto;margin:0}
.account-body.hidden{display:none}.account-excluded{padding:8px;border-radius:8px;background:#f2f4f6;color:var(--muted);font-size:.82rem;margin-top:7px;display:none}.box.excluded .account-excluded{display:block}.box.excluded .account-body{display:none}
.advanced{border:1px solid var(--line);border-radius:9px;background:#fff;margin-top:8px}.advanced summary{padding:8px 10px;font-weight:850;cursor:pointer;list-style:none}.advanced summary::-webkit-details-marker{display:none}.advanced summary::after{content:" +";float:right}.advanced[open] summary::after{content:" −"}.advanced-inner{padding:0 10px 10px}
.step-nav{display:flex;justify-content:space-between;gap:8px;margin-top:12px}.step-nav .btn{min-width:110px}
.assumption-review{background:#f8fafb;border:1px solid var(--line);border-radius:11px;padding:11px;font-size:.88rem;white-space:pre-line}
.validation{display:none;margin:8px 0;padding:9px 10px;border-radius:8px;background:#fff4e8;color:#7c4a00;border:1px solid #f1d4a3;font-size:.85rem}.validation.show{display:block}
.auto-note{background:#eef7ff;border-left:4px solid var(--blue);padding:9px 11px;border-radius:7px;font-size:.84rem;margin:9px 0}
.priority-grid{display:grid;grid-template-columns:1fr 1fr;gap:6px}.priority-grid label{border:1px solid var(--line);border-radius:8px;padding:7px;background:#fff;font-size:.78rem;font-weight:800;display:flex;gap:5px;align-items:center}.priority-grid label:has(input:checked){border-color:var(--brand);background:#fff6f6;color:var(--brand)}.priority-grid input{width:auto}
.results-placeholder{border:1px dashed #cfd6de;border-radius:14px;padding:28px;text-align:center;color:var(--muted);background:#fbfcfd}
.decision-card{border:1px solid #cfe6d8;background:linear-gradient(135deg,#f2fbf5,#fff);border-radius:16px;padding:16px;box-shadow:0 8px 24px rgba(24,121,78,.08);scroll-margin-top:80px}
.gap-solver{display:none;margin-top:14px;border:1px solid #f0d9a8;background:linear-gradient(135deg,#fffaf0,#fff);border-radius:15px;padding:15px;box-shadow:0 5px 18px rgba(168,98,0,.06)}.gap-solver.show{display:block}.gap-solver-head{display:flex;justify-content:space-between;gap:12px;align-items:flex-start;margin-bottom:10px}.gap-solver h3{margin:0 0 4px;font-size:1.18rem}.gap-solver .sub{margin:0}.gap-options-grid{display:grid;grid-template-columns:1fr 1fr;gap:9px}.gap-option{border:1px solid var(--line);background:#fff;border-radius:11px;padding:11px;min-width:0}.gap-option .gap-kicker{font-size:.69rem;font-weight:900;text-transform:uppercase;letter-spacing:.05em;color:var(--muted)}.gap-option strong{display:block;font-size:1.18rem;margin:3px 0}.gap-option p{margin:4px 0 0;color:#55606b;font-size:.82rem}.gap-option.good{border-color:#cfe6d8;background:#f7fcf9}.gap-option.warn{border-color:#f0d9a8;background:#fffdf8}.gap-risk{display:inline-block;margin-top:6px;padding:3px 7px;border-radius:999px;font-size:.7rem;font-weight:900;background:#eef2f6;color:#59636d}.gap-risk.high{background:#fff1f2;color:var(--bad)}.gap-risk.mid{background:#fff8e8;color:#805100}.gap-disclosure{margin-top:10px;padding:9px 10px;border-radius:9px;background:#f8fafb;border:1px solid var(--line);font-size:.76rem;color:var(--muted)}
.decision-top{display:flex;justify-content:space-between;gap:14px;align-items:flex-start}.decision-kicker{font-size:.76rem;font-weight:900;color:var(--good);text-transform:uppercase;letter-spacing:.06em}.decision-card h3{margin:3px 0 5px;font-size:1.5rem}.decision-score{width:82px;height:82px;border-radius:50%;display:grid;place-items:center;background:#fff;border:7px solid #d8f1e2;color:var(--good);font-weight:900;text-align:center;flex:0 0 auto}.decision-score b{font-size:1.5rem;display:block;line-height:1}.decision-score small{font-size:.65rem;color:var(--muted)}
.goal-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin:12px 0}.goal-tile{border:1px solid var(--line);background:#fff;border-radius:10px;padding:10px}.goal-tile small{display:block;color:var(--muted);font-size:.72rem}.goal-tile strong{display:block;margin-top:3px}.goal-tile.good strong{color:var(--good)}.goal-tile.warn strong{color:var(--warn)}
.explain-grid{display:grid;grid-template-columns:1fr 1fr;gap:8px}.explain{border:1px solid #e1ebe5;background:#fff;border-radius:9px;padding:9px}.explain strong{display:block;font-size:.88rem}.explain span{color:var(--muted);font-size:.8rem}.tradeoff{margin-top:8px;padding:9px 10px;border:1px solid #efd8aa;background:#fff8e8;border-radius:9px;font-size:.86rem}.decision-actions{display:flex;gap:7px;flex-wrap:wrap;margin-top:11px}
.chart-card{border:1px solid var(--line);border-radius:14px;padding:12px;background:#fff;margin-top:12px}.chart-head{display:flex;justify-content:space-between;gap:10px;align-items:center;flex-wrap:wrap}.legend{display:flex;gap:9px;flex-wrap:wrap;font-size:.76rem;color:var(--muted);font-weight:800}.legend i{display:inline-block;width:9px;height:9px;border-radius:2px;margin-right:3px}.chart{display:block;width:100%;height:280px;max-width:100%}
.yearly-panel{margin-top:12px;border:1px solid var(--line);border-radius:14px;background:#fff;overflow:hidden;scroll-margin-top:80px}.yearly-head{padding:11px 12px;background:var(--soft);border-bottom:1px solid var(--line);display:flex;justify-content:space-between;gap:10px;align-items:center}.yearly-head h3{margin:0;font-size:1.05rem}.yearly-note{padding:9px 11px;background:#eef7ff;border-left:4px solid var(--blue);font-size:.82rem}.table-wrap{overflow:auto}.yearly-table{border-collapse:collapse;min-width:2100px;width:100%;font-size:.75rem}.yearly-table th,.yearly-table td{border-bottom:1px solid var(--line);padding:7px 8px;text-align:right;white-space:nowrap}.yearly-table th:first-child,.yearly-table td:first-child{text-align:left;position:sticky;left:0;background:#fff}.yearly-table thead th{background:var(--soft);font-weight:900;position:sticky;top:0}.status-good{color:var(--good);font-weight:900}.status-warn{color:var(--warn);font-weight:900}.status-bad{color:var(--bad);font-weight:900}
.compare-section{margin-top:14px}.compare-section summary{cursor:pointer;font-weight:900;font-size:1.08rem;padding:12px 14px;border:1px solid var(--line);border-radius:12px;background:#fff}.compare-section[open] summary{border-radius:12px 12px 0 0}.compare-body{border:1px solid var(--line);border-top:0;border-radius:0 0 12px 12px;padding:12px;background:#fbfcfd}.strategy-list{display:grid;gap:8px}.strategy-card{border:1px solid var(--line);background:#fff;border-radius:11px;padding:10px}.strategy-top{display:flex;justify-content:space-between;gap:10px}.strategy-title{font-weight:900}.badge{display:inline-block;font-size:.67rem;font-weight:900;padding:3px 6px;border-radius:999px;background:#eef2f6;margin-left:5px}.badge.top{background:#e5f6eb;color:var(--good)}.badge.na{background:#f4f4f4;color:#777}.strategy-metrics{display:grid;grid-template-columns:repeat(4,1fr);gap:6px;margin-top:8px}.strategy-metrics div{background:var(--soft);border-radius:8px;padding:6px}.strategy-metrics small{display:block;color:var(--muted);font-size:.66rem}.strategy-metrics b{font-size:.82rem}.strategy-actions{display:flex;gap:6px;flex-wrap:wrap;margin-top:8px}.why-box{display:none;margin-top:8px;padding:8px;border-radius:8px;background:#f8fafb;color:#4f5964;font-size:.8rem}.why-box.open{display:block}
.advisor-controls{display:none}.advisor-mode .advisor-controls{display:block}.client-only{display:block}.advisor-mode .client-only{display:none}
.share-card{margin-top:16px;border:1px solid var(--line);border-radius:15px;padding:16px;background:#fff;box-shadow:0 3px 12px #0001}.share-card h3{margin:0 0 4px}.share-actions{display:flex;gap:7px;flex-wrap:wrap;margin:10px 0}.share-help{background:#f7faf8;border:1px solid #dcebe2;border-radius:10px;padding:10px 12px;margin:10px 0;color:#44524a}.share-help b{color:var(--good)}.email-preview{width:100%;min-height:360px;max-height:720px;overflow:auto;border:1px solid var(--line);border-radius:12px;padding:16px;background:#fff;box-shadow:inset 0 0 0 1px #fff}.email-preview:focus{outline:2px solid #d8ede0;outline-offset:2px}.email-preview table{border-collapse:collapse}.email-preview a{color:#155c9b}.live-link{font-size:.82rem;color:#445;display:flex;align-items:center;justify-content:space-between;gap:10px;padding:10px 12px;background:#eef7ff;border-radius:10px;border:1px solid #d7e8f6}.live-link a{color:var(--blue);font-weight:900;text-decoration:none}.share-status{font-size:.82rem;color:var(--muted);min-height:18px}.email-subject{font-size:.86rem;background:#f7f8fa;border:1px solid var(--line);border-radius:8px;padding:9px 11px;margin:8px 0}.email-option{display:flex;gap:7px;align-items:center;font-size:.82rem;font-weight:800;margin-top:4px}.email-option input{width:auto}.link-note{font-size:.78rem;color:var(--muted);margin-top:5px}
.info{border:0;background:#edf2f7;color:var(--blue);width:19px;height:19px;border-radius:50%;font-weight:900;display:inline-grid;place-items:center;padding:0;flex:0 0 auto}.info-pop{position:fixed;z-index:200;background:#fff;border:1px solid var(--line);box-shadow:0 12px 34px #0003;border-radius:11px;padding:11px 34px 11px 11px;max-width:min(340px,calc(100vw - 24px));font-size:.82rem;display:none}.info-pop.open{display:block}.info-close{position:absolute;right:6px;top:6px;border:0;background:var(--soft);width:25px;height:25px;border-radius:50%}
.toast{position:fixed;left:50%;bottom:20px;transform:translate(-50%,15px);background:#1f2933;color:#fff;padding:10px 13px;border-radius:999px;font-weight:800;font-size:.82rem;opacity:0;pointer-events:none;transition:.2s;z-index:300}.toast.show{opacity:1;transform:translate(-50%,0)}
.disclaimer{font-size:.75rem;color:var(--muted);margin-top:12px}
#printReport{display:none}
@media(max-width:950px){.hero-grid,.planner-grid{grid-template-columns:1fr}.hero-card{display:none}.goal-grid{grid-template-columns:1fr 1fr}.need-grid{grid-template-columns:1fr 1fr}.strategy-metrics{grid-template-columns:1fr 1fr}}
@media(max-width:700px){body{overflow-x:hidden}.wrap{width:100%;padding:0 12px}.two>.field>label,.three>.field>label{min-height:0}.top{position:relative}.top .wrap{align-items:flex-start}.header-actions{justify-content:flex-end}.mode-toggle{width:100%;order:3}.mode-toggle button{flex:1}.stepper{grid-template-columns:repeat(5,1fr)}.two,.three,.goal-grid,.explain-grid,.need-grid,.strategy-metrics,.priority-grid,.gap-options-grid{grid-template-columns:1fr}.field input,.field select,.field textarea{min-height:44px;font-size:16px}.decision-top{align-items:center}.decision-score{width:72px;height:72px}.yearly-table,.yearly-table tbody,.yearly-table tr,.yearly-table td{display:block;width:100%;min-width:0}.yearly-table thead{display:none}.yearly-table tbody{display:grid;gap:9px;padding:9px}.yearly-table tr{border:1px solid var(--line);border-radius:10px;padding:8px;background:#fff}.yearly-table td{display:flex;justify-content:space-between;gap:10px;padding:4px 0!important;border:0;white-space:normal;position:static!important}.yearly-table td::before{content:attr(data-label);font-weight:800;color:var(--muted);text-align:left;max-width:55%}.chart{height:240px}.gap-solver-head{display:block}.share-actions .btn{flex:1 1 45%}.toast{bottom:12px;max-width:calc(100% - 24px);white-space:normal;text-align:center}}

/* ===== Branded website shell + prominent strategy comparison ===== */
body{padding-bottom:72px}
.brand-header{position:sticky;top:0;z-index:50;background:#25282c;color:#fff;border-top:4px solid var(--brand);box-shadow:0 2px 10px rgba(0,0,0,.12)}
.brand-header .wrap{display:flex;align-items:center;justify-content:space-between;gap:14px;padding:8px 0}
.brand-lockup{display:flex;align-items:center;gap:9px;min-width:0}
.pb-mark{width:37px;height:37px;border-radius:9px;background:var(--brand);display:grid;place-items:center;font-weight:950;letter-spacing:.02em;flex:0 0 auto}
.brand-name{font-weight:900;font-size:1.02rem;line-height:1.15;white-space:nowrap}.brand-name small{display:block;color:#d5d8dc;font-size:.66rem;font-weight:700;margin-top:2px;white-space:normal}
.header-contact{display:flex;align-items:center;gap:7px;color:#f2f3f4;font-size:.75rem;font-weight:800;white-space:nowrap}
.header-contact a{text-decoration:none}.header-contact .sep{opacity:.45}
.brand-header .header-actions{margin-left:auto;display:flex;align-items:center;gap:7px;flex-wrap:nowrap}
.brand-header .mode-toggle{background:#181a1d;border-color:#484d52}.brand-header .mode-toggle button{color:#d5d8dc}.brand-header .mode-toggle button.active{background:#fff;color:var(--brand)}
.brand-header .btn-light{background:#34383d;color:#fff;border-color:#4a4f55}.brand-header .btn-light:hover{background:#41464c}

.compare-showcase{margin-top:16px;border:1px solid #d7dde4;border-radius:16px;background:#fff;overflow:hidden;box-shadow:0 5px 18px rgba(20,25,35,.05);scroll-margin-top:82px}
.compare-showcase-head{padding:15px 16px;background:linear-gradient(135deg,#f8fafc,#fff);border-bottom:1px solid var(--line);display:flex;align-items:flex-start;justify-content:space-between;gap:14px}
.compare-showcase h3{margin:0;font-size:1.28rem}.compare-showcase .compare-lead{margin:4px 0 0;color:var(--muted);font-size:.86rem;max-width:720px}
.strategy-count{display:inline-flex;align-items:center;gap:5px;white-space:nowrap;padding:5px 9px;border-radius:999px;background:#eef7ff;color:var(--blue);font-weight:900;font-size:.73rem}
.compare-purpose{margin:12px 14px 0;padding:10px 11px;border-radius:10px;background:#fff8e8;border:1px solid #f0d9a8;font-size:.84rem;color:#644600}
.compare-purpose b{color:#744d00}
.strategy-preview,.all-strategy-list{display:grid;gap:9px;padding:12px 14px 0}
.compare-more{padding:12px 14px 15px;display:flex;align-items:center;justify-content:space-between;gap:10px;flex-wrap:wrap}
.compare-more .hint{margin:0;max-width:650px}
.all-strategies-wrap{border-top:1px solid var(--line);margin-top:2px;padding-bottom:14px;background:#fbfcfd}
.all-strategies-title{padding:12px 14px 0;font-size:.9rem;font-weight:900}
.compare-showcase.all-open .strategy-preview{display:none}
.compare-showcase.all-open .compare-purpose{margin-bottom:10px}
.strategy-card{box-shadow:0 2px 7px rgba(20,25,35,.025)}
.strategy-card.recommended-card{border-color:#b9dfc9;background:#f8fdf9}
.strategy-whyline{margin-top:7px;padding-top:7px;border-top:1px dashed var(--line);font-size:.78rem;color:#58636e}
.strategy-whyline b{color:var(--ink)}

.sticky-actions{position:fixed;left:0;right:0;bottom:0;z-index:60;background:#25282c;border-top:3px solid var(--brand);box-shadow:0 -5px 18px rgba(0,0,0,.16)}
.sticky-actions .wrap{display:grid;grid-template-columns:repeat(5,1fr);gap:0;max-width:900px}
.sticky-action{appearance:none;border:0;border-right:1px solid #3e4348;background:transparent;color:#fff;text-decoration:none;min-height:58px;padding:6px 7px;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:2px;font-weight:850;font-size:.73rem;text-align:center}
.sticky-action:last-child{border-right:0}.sticky-action:hover,.sticky-action:focus-visible{background:#363a3f;outline:none}.sticky-action .action-icon{font-size:1.05rem;line-height:1}.sticky-action.primary{background:var(--brand)}.sticky-action.primary:hover{background:var(--brand2)}

@media(max-width:950px){
  .brand-header .wrap{flex-wrap:wrap}.header-contact{order:2;margin-left:auto}.brand-header .header-actions{order:3;width:100%;justify-content:space-between}.brand-header .mode-toggle{flex:1}.brand-header .mode-toggle button{flex:1}
}
@media(max-width:700px){
  body{padding-bottom:68px}.brand-header{position:relative}.brand-header .wrap{padding:7px 12px}.pb-mark{width:34px;height:34px}.brand-name{font-size:.94rem}.brand-name small{font-size:.61rem}.header-contact{font-size:.68rem;gap:4px;width:100%;justify-content:flex-start;order:2}.brand-header .header-actions{order:3;width:100%;gap:6px}.brand-header .header-actions .btn{padding:8px 9px;font-size:.78rem}.compare-showcase-head{display:block;padding:13px 12px}.strategy-count{margin-top:8px}.compare-purpose{margin:10px 10px 0}.strategy-preview,.all-strategy-list{padding:10px 10px 0}.compare-more{padding:10px 10px 12px}.compare-more .btn{width:100%}.strategy-top{display:block}.strategy-top>.hint{margin-top:4px}.sticky-actions .wrap{padding:0;width:100%}.sticky-action{min-height:61px;padding:5px 3px;font-size:.62rem}.sticky-action .action-icon{font-size:1rem}
}


/* ===== LOCKED PANKAJ BHATIA HEADER STANDARD ===== */
.locked-wrap{width:min(1160px,calc(100% - 24px));margin:auto}
.locked-top{background:#20242a;color:#fff;padding:0;border-top:4px solid #c91f38;box-shadow:0 3px 16px rgba(0,0,0,.16)}
.locked-top .locked-wrap{padding-top:12px;padding-bottom:14px}
.locked-brand{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:48px}
.locked-logo{flex:0 1 auto;min-width:0;width:auto;height:auto;border:0;border-radius:0;display:block;font-size:0;overflow:visible}
.locked-logo img{display:block;width:min(255px,66vw);height:auto;max-height:44px;object-fit:contain;object-position:left center}
.locked-phone-block{margin-left:auto;display:flex;align-items:center;justify-content:flex-end;gap:8px;white-space:nowrap;font-family:Lato,Arial,sans-serif;font-size:11px;line-height:1;font-weight:900;letter-spacing:.01em}
.locked-phone-block a{color:#fff;text-decoration:none}
.locked-phone-block a:hover,.locked-phone-block a:focus-visible{color:#fff;text-decoration:underline}
.locked-phone-block .phone-sep{color:#c91f38;font-size:12px}
.calculator-toolbar{background:#fff;border-bottom:1px solid var(--line);box-shadow:0 1px 5px rgba(20,25,35,.04)}
.calculator-toolbar .wrap{display:flex;justify-content:flex-end;align-items:center;gap:8px;padding:7px 0}
.calculator-toolbar .mode-toggle{margin:0}
.calculator-toolbar .btn{padding:8px 11px}
@media(max-width:680px){
  .locked-brand{gap:8px}
  .locked-logo img{width:min(205px,58vw);max-height:38px}
  .locked-phone-block{flex-direction:column;align-items:flex-end;gap:3px;font-size:9px;line-height:1.05}
  .locked-phone-block .phone-sep{display:none}
  .calculator-toolbar .wrap{padding:7px 12px;gap:6px}
  .calculator-toolbar .mode-toggle{flex:1}
  .calculator-toolbar .mode-toggle button{flex:1}
  .calculator-toolbar .btn{font-size:.78rem;padding:8px 9px}
}
@media(max-width:390px){
  .locked-logo img{width:min(185px,55vw)}
  .locked-phone-block{font-size:8px}
}

@media print{body>*:not(#printReport){display:none!important}#printReport{display:block!important;font-family:Arial,sans-serif;color:#111}#printReport table{width:100%;border-collapse:collapse;font-size:9px}#printReport th,#printReport td{border:1px solid #ccc;padding:4px;text-align:right}#printReport th:first-child,#printReport td:first-child{text-align:left}.no-print{display:none!important}}


/* Accuracy/SEO launch refinements */
:root{--brand:#c7353c;--brand2:#a9272d;--blue:#0b63b6}
.hero{background:linear-gradient(118deg,#f5f8fd 0%,#fff5f6 100%)}
.income-accuracy{border-left:4px solid #0b63b6;background:#eef6ff;border-radius:9px;padding:13px 15px;margin:15px 0;font-size:.88rem}
.seo-section{max-width:1100px;margin:18px auto 32px;padding:22px;border:1px solid var(--line);border-radius:14px;background:#fff}
.seo-section h2{font-size:1.35rem;margin:17px 0 8px}.seo-section h3{font-size:1.05rem;margin:15px 0 5px}
.seo-section p,.seo-section li{color:#4e5967;line-height:1.7}
.seo-section a{color:var(--blue);text-decoration:underline}
.seo-section details{padding:11px 0;border-bottom:1px solid var(--line)}
.seo-section summary{font-weight:800;cursor:pointer;color:#1d2939}
@media print{.seo-section{display:none!important}}