/* Site-aligned Financial Needs Analysis — 2026-10-14 */
:root{--pb-red:#C62828;--pb-red-dark:#A61E22;--pb-red-soft:#FFF2F2;--pb-charcoal:#23262e;--pb-charcoal-2:#303746;--pb-ink:#0B1F3A;--pb-muted:#43516B;--pb-bg:#EAF0F6;--pb-line:#CED7E4;--pb-white:#fff;--pb-radius:14px}
html{scroll-behavior:smooth}body.pb-fna-page{background:#eaf0f6;color:#0B1F3A;font-family:Lato,Arial,sans-serif}
body.pb-fna-page .hero{background:linear-gradient(120deg,#0B1F3A 0%,#172A47 56%,#252446 100%);color:#fff;padding:50px 20px 48px;border-bottom:4px solid #C62828}
body.pb-fna-page .hero h1{color:#fff;font-size:clamp(2rem,3.2vw,3.1rem);line-height:1.1}
body.pb-fna-page .hero p{color:#dce5f1;max-width:760px}
body.pb-fna-page .hero .eyebrow{color:#ff9191}
body.pb-fna-page .hero-badge{color:#f2f5fa;border-color:#65718c;background:rgba(255,255,255,.08)}
body.pb-fna-page .reviewed{color:#e8eefa;background:rgba(255,255,255,.08);border-color:#51637d}
body.pb-fna-page .wrap{max-width:1210px;margin:0 auto;padding:22px 18px 54px}
body.pb-fna-page .mode-tabs{background:#0B1F3A;padding:8px;border:1px solid #425673;border-radius:16px;box-shadow:0 6px 30px #0b1f3a16}
body.pb-fna-page .mode-tab{background:transparent;color:#dee7f4;border:1px solid transparent;border-radius:10px}
body.pb-fna-page .mode-tab.active{background:#C62828;color:white;border-color:#ec7171}
body.pb-fna-page .panel{color:#0B1F3A}
body.pb-fna-page .card{background:#fff;border:1px solid #d1dbe8;border-radius:15px;box-shadow:0 5px 19px #0b1f3a0d;overflow:hidden}
body.pb-fna-page .card-head{background:#162c49!important;color:#fff!important;border-bottom:3px solid #C62828}
body.pb-fna-page .card-head h2,body.pb-fna-page .card-head h3{color:#fff!important}
body.pb-fna-page .card-head p,body.pb-fna-page .card-head small{color:#dbe5ef!important}
body.pb-fna-page .card-body,body.pb-fna-page .card-body p,body.pb-fna-page .card-body label,body.pb-fna-page .field-label{color:#0B1F3A}
body.pb-fna-page .field .help,body.pb-fna-page .card-body .muted{color:#4c5872}
body.pb-fna-page .field input,body.pb-fna-page .field select,body.pb-fna-page .field textarea{background:#fff;color:#0B1F3A;border-color:#bdcadb;max-width:100%}
body.pb-fna-page .field input:focus-visible,body.pb-fna-page button:focus-visible{outline:3px solid #C62828;outline-offset:2px}
body.pb-fna-page .progress-nav{background:#e4eaf1;border-radius:15px}
body.pb-fna-page .progress-link{color:#0B1F3A!important}
body.pb-fna-page .progress-link strong{color:#0B1F3A!important}
body.pb-fna-page .need-item,body.pb-fna-page .need-head{color:#0B1F3A}
body.pb-fna-page .coverage-summary,body.pb-fna-page .info-note{background:#eef3f9;color:#0B1F3A}
body.pb-fna-page .btn-red,body.pb-fna-page button.primary{background:#C62828;color:white;border-color:#C62828}
body.pb-fna-page .summary-card,body.pb-fna-page .summary-box{border-color:#b9cbe1}
body.pb-fna-page .seo-block{background:#edf2f8;color:#0B1F3A}
body.pb-fna-page .seo-block h2,body.pb-fna-page .seo-block h3,body.pb-fna-page .seo-block p{color:#0B1F3A!important}
body.pb-fna-page .footer-actions{position:relative;z-index:5;background:#0B1F3A;color:white}
body.pb-fna-page .footer-actions button{color:#fff}
body.pb-fna-page .footer-actions .save-status{color:#d3dcea}
.pb-privacy-note{margin:14px 0 20px;border-left:5px solid #C62828;background:#fff;padding:13px 16px;border-radius:10px;line-height:1.5;color:#22364f}
.pb-extra-resource{margin-top:18px;padding:16px;background:#f3f6fb;border-radius:12px;border:1px solid #cad7e8}.pb-extra-resource .help{display:block;font-size:.85rem;margin-top:4px}
.pb-model-note{background:#f1f6fb;border-left:5px solid #C62828;padding:18px;color:#0B1F3A;line-height:1.7;margin:20px 0;border-radius:10px}
.pb-chart-card{background:#fff;border:1px solid #cbd8e8;padding:22px;border-radius:16px;margin:20px 0 40px}.pb-chart-card h3{margin:0 0 8px;color:#0B1F3A}.pb-chart-card p{color:#344660}.pb-savings-chart{width:100%;min-height:130px}.pb-savings-chart svg{display:block;width:100%;max-height:190px}.pb-chart-labels{color:#0B1F3A;font-weight:700;font-size:.9rem;display:block;padding-top:9px}
.pb-calc-status{font-size:.85rem;margin-top:8px;display:block;color:#176345}.pb-calc-status[data-status=error]{color:#a61e22}
.pb-share-area{background:#152944;color:#fff;padding:24px 18px;border-top:3px solid #C62828}.pb-share-inner{max-width:1180px;margin:auto;display:flex;gap:16px;align-items:center;justify-content:space-between}.pb-share-inner strong{color:white;font-size:1.1rem}.pb-share-inner p{color:#dce4ef;max-width:420px;font-size:.9rem;margin:5px 0}.pb-share-buttons{display:grid;grid-template-columns:repeat(4,minmax(104px,1fr));gap:8px}.pb-share-buttons .pb-action{background:#222936;border:1px solid #637083;border-top:3px solid #C62828;color:white;min-height:68px;border-radius:8px;padding:9px;font-size:.87rem;font-weight:800;line-height:1.4;cursor:pointer}.pb-action small{font-size:.71rem;color:#dde4ec;font-weight:400}.pb-action:hover{background:#C62828}.pb-compose{border:0;border-top:5px solid #C62828;border-radius:14px;width:min(690px,95vw);max-height:90vh;overflow:auto;padding:22px;color:#0B1F3A;box-shadow:0 25px 80px #020b2099}.pb-compose::backdrop{background:#020a20a9}.pb-compose-head{display:flex;justify-content:space-between;align-items:center}.pb-compose h2{font-size:1.3rem;color:#0B1F3A}.pb-compose label{display:block;font-weight:700;color:#0B1F3A;margin:10px 0 4px}.pb-compose input,.pb-compose textarea{width:100%;padding:11px;border:1px solid #a9b9cb;border-radius:8px;box-sizing:border-box;color:#0B1F3A;background:#fff}.pb-compose-actions{display:flex;gap:8px;flex-wrap:wrap;margin-top:12px}.pb-compose-actions button{background:#0B1F3A;color:#fff;border:0;border-radius:7px;padding:10px 14px;cursor:pointer}.pb-compose-actions button[hidden]{display:none}.pb-compose .pb-close{background:#fff;border:1px solid #d1dce8;color:#0B1F3A;font-size:24px;border-radius:50%;width:38px;height:38px}
.pb-education{background:#0B1F3A;color:#f2f6fb;padding:52px 18px}.pb-edu-inner{max-width:1130px;margin:auto}.pb-education h2{color:white;font-size:clamp(1.65rem,2.5vw,2.4rem)}.pb-education h3{color:#fff;font-size:1.2rem}.pb-education p{color:#e2e9f3;line-height:1.75}.pb-education strong{color:#fff}.pb-eyebrow{color:#ff8686;font-weight:800;text-transform:uppercase;letter-spacing:.08em}.pb-edu-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin:24px 0}.pb-edu-grid article{background:#182f4e;border-radius:14px;padding:22px;border:1px solid #526987}.pb-education a{color:#ffbfc0;text-decoration:underline}.pb-education details{background:#fff;color:#0B1F3A;border-radius:11px;margin:10px 0;padding:14px 18px}.pb-education summary{font-weight:800;cursor:pointer}.pb-education details p{color:#0B1F3A}.pb-education .pb-reviewed{border-top:1px solid #64748a;margin-top:28px;padding-top:18px;font-size:.87rem}
/* site header retains unified navigation styling */
.pb-site-header,.pb-site-footer{font-family:Lato,Arial,sans-serif}
@media(max-width:920px){.pb-share-inner{flex-direction:column;align-items:stretch}.pb-share-buttons{width:100%}}
@media(max-width:640px){.pb-edu-grid{grid-template-columns:1fr}.pb-share-buttons{grid-template-columns:1fr 1fr}.pb-education{padding:34px 14px}.pb-edu-grid article{padding:17px}.pb-fna-page .hero{padding:28px 15px}.pb-fna-page .wrap{padding:12px 11px 36px}}
@media print{.pb-site-header,.pb-site-footer,.pb-share-area,.footer-actions,.mode-tabs,.progress-nav,.pb-education,.pb-privacy-note,.pb-compose{display:none!important}.pb-fna-page .panel:not(.active){display:none!important}.pb-fna-page .card{break-inside:avoid}body.pb-fna-page{background:white!important}}
@media(max-width:760px){body.pb-fna-page .hero-inner{display:block;width:auto;max-width:100%;min-width:0;padding:10px 0 6px}body.pb-fna-page .hero-inner>div{min-width:0;max-width:100%}body.pb-fna-page .reviewed{white-space:normal!important;text-align:left;margin-top:15px}body.pb-fna-page .hero-badges{max-width:100%}}
.pb-starter-strip{display:flex;align-items:center;justify-content:space-between;gap:18px;padding:14px 17px;background:#fff;border:1px solid #cbd6e4;border-left:5px solid #C62828;border-radius:13px;margin:12px 0 18px}
.pb-starter-strip strong,.pb-starter-strip span{display:block;color:#0B1F3A}.pb-starter-strip span{font-size:.85rem;color:#485b74;margin-top:3px}.pb-starter-actions{display:flex;gap:8px;flex-wrap:wrap}.pb-starter-actions button{background:#0B1F3A;color:white;border:1px solid #0B1F3A;border-radius:8px;padding:10px 12px;font-size:.82rem;cursor:pointer}.pb-starter-actions button:hover{background:#C62828;border-color:#C62828}
@media(max-width:800px){.pb-starter-strip{flex-direction:column;align-items:stretch}.pb-starter-actions{display:grid;grid-template-columns:1fr 1fr}.pb-starter-actions button{min-height:50px}}
@media(max-width:370px){.pb-starter-actions{grid-template-columns:1fr}}