:root{
  --pb-red:#cf1f3e;
  --pb-red-dark:#aa1730;
  --pb-red-soft:#fff3f6;
  --pb-charcoal:#171717;
  --pb-charcoal-2:#242424;
  --pb-ink:#202124;
  --pb-muted:#667085;
  --pb-line:#e3e5e8;
  --pb-bg:#f5f6f7;
  --pb-white:#fff;
  --pb-green:#147a4b;
  --pb-amber:#9a6700;
  --pb-radius:18px;
  --pb-shadow:0 14px 38px rgba(17,24,39,.08);
  --pb-max:1240px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  color:var(--pb-ink);
  background:var(--pb-bg);
  font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;
  line-height:1.5;
  -webkit-font-smoothing:antialiased;
  padding-bottom:82px;
}
button,input,select,textarea{font:inherit}
button{cursor:pointer}
a{color:inherit}
img{max-width:100%;display:block}
.sr-only{position:absolute!important;width:1px!important;height:1px!important;padding:0!important;margin:-1px!important;overflow:hidden!important;clip:rect(0,0,0,0)!important;white-space:nowrap!important;border:0!important}
.skip{position:absolute;left:-9999px;top:0;background:#fff;padding:10px 14px;z-index:999}
.skip:focus{left:10px;top:10px}

.sitebar{
  background:var(--pb-charcoal);
  color:#fff;
  position:sticky;
  top:0;
  z-index:100;
  border-bottom:1px solid rgba(255,255,255,.08)
}
.sitebar-inner{
  max-width:var(--pb-max);
  margin:auto;
  min-height:68px;
  padding:9px 20px;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:18px
}
.logo-box{
  display:flex;
  align-items:center;
  background:#fff;
  border-radius:10px;
  padding:7px 10px;
  min-height:44px
}
.logo{width:240px;max-height:42px;object-fit:contain}
.sitebar-info{display:flex;gap:14px;align-items:center;font-size:.83rem;font-weight:800;color:#ececec}
.sitebar-info a{text-decoration:none}
.call-top{background:var(--pb-red);padding:9px 12px;border-radius:9px;color:#fff!important}

.hero{
  background:
    radial-gradient(circle at 85% 15%,rgba(207,31,62,.34),transparent 30%),
    linear-gradient(135deg,#161616,#292929);
  color:#fff
}
.hero-inner{
  max-width:var(--pb-max);
  margin:auto;
  padding:38px 20px 32px;
  display:grid;
  grid-template-columns:minmax(0,1fr) auto;
  gap:24px;
  align-items:end
}
.eyebrow{
  color:#ffd8df;
  text-transform:uppercase;
  letter-spacing:.08em;
  font-size:.78rem;
  font-weight:900;
  margin-bottom:8px
}
h1{font-size:clamp(2rem,4.5vw,3.65rem);line-height:1.04;letter-spacing:-.045em;margin:0 0 12px}
.hero p{margin:0;max-width:780px;color:#e7e7e7;font-size:1rem}
.hero-badges{display:flex;gap:7px;flex-wrap:wrap;margin-top:16px}
.hero-badge{border:1px solid rgba(255,255,255,.18);background:rgba(255,255,255,.07);border-radius:999px;padding:6px 9px;font-size:.76rem;font-weight:800}
.reviewed{text-align:right;color:#ddd;font-size:.78rem;white-space:nowrap}

.wrap{max-width:var(--pb-max);margin:auto;padding:22px 20px 0}
.mode-tabs{
  background:#fff;
  border:1px solid var(--pb-line);
  border-radius:17px;
  box-shadow:var(--pb-shadow);
  padding:7px;
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:7px;
  margin-bottom:18px
}
.mode-tab{
  border:0;
  background:transparent;
  color:var(--pb-ink);
  border-radius:12px;
  padding:13px 14px;
  font-weight:900;
  display:flex;
  align-items:center;
  justify-content:center;
  gap:8px
}
.mode-tab.active{background:var(--pb-charcoal);color:#fff}
.mode-tab .dot{width:9px;height:9px;border-radius:50%;background:var(--pb-red)}

.panel{display:none}
.panel.active{display:block}

.progress-nav{
  display:grid;
  grid-template-columns:repeat(4,1fr);
  gap:8px;
  margin-bottom:16px
}
.progress-link{
  text-decoration:none;
  background:#fff;
  border:1px solid var(--pb-line);
  border-radius:12px;
  padding:10px;
  display:flex;
  gap:9px;
  align-items:center;
  min-width:0
}
.progress-link .n{
  width:28px;height:28px;flex:0 0 28px;border-radius:9px;background:var(--pb-red-soft);color:var(--pb-red);
  display:grid;place-items:center;font-weight:950;font-size:.82rem
}
.progress-link strong{display:block;font-size:.84rem;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.progress-link span{display:block;font-size:.72rem;color:var(--pb-muted);white-space:nowrap;overflow:hidden;text-overflow:ellipsis}

.analysis-layout{
  display:grid;
  grid-template-columns:minmax(0,1fr) 345px;
  gap:18px;
  align-items:start
}
.form-stack{display:grid;gap:16px}
.card{
  background:#fff;
  border:1px solid var(--pb-line);
  border-radius:var(--pb-radius);
  box-shadow:0 7px 22px rgba(17,24,39,.04);
  overflow:hidden;
  scroll-margin-top:92px
}
.card-head{
  padding:18px 20px 15px;
  border-bottom:1px solid var(--pb-line);
  display:flex;
  gap:13px;
  justify-content:space-between;
  align-items:flex-start
}
.card-title-wrap{display:flex;gap:11px;align-items:flex-start}
.card-number{
  width:34px;height:34px;flex:0 0 34px;border-radius:10px;
  background:var(--pb-charcoal);color:#fff;display:grid;place-items:center;font-weight:950
}
.card-head h2{font-size:1.15rem;margin:0 0 3px;letter-spacing:-.01em}
.card-head p{font-size:.82rem;color:var(--pb-muted);margin:0}
.card-body{padding:20px}

.grid-2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}
.grid-3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}
.grid-4{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px}
.field{min-width:0}
.field.full{grid-column:1/-1}
label.field-label{display:block;font-size:.8rem;font-weight:850;margin:0 0 6px;color:#333842}
.help{display:block;font-size:.71rem;color:var(--pb-muted);font-weight:500;margin-top:3px}
input[type=text],input[type=number],input[type=date],input[type=email],select,textarea{
  width:100%;
  min-height:45px;
  border:1px solid #d6d9df;
  border-radius:10px;
  padding:10px 11px;
  background:#fff;
  color:var(--pb-ink);
  outline:none
}
textarea{min-height:92px;resize:vertical}
input:focus,select:focus,textarea:focus{border-color:var(--pb-red);box-shadow:0 0 0 3px rgba(207,31,62,.09)}
input[readonly]{background:#f5f6f7;color:#60656f}
.input-wrap{position:relative}
.prefix,.suffix{position:absolute;top:50%;transform:translateY(-50%);color:#777d86;font-weight:800;pointer-events:none}
.prefix{left:12px}.suffix{right:11px}
.money input{padding-left:27px}
.percent input{padding-right:29px}

.option-row{display:flex;gap:8px;flex-wrap:wrap}
.option{
  position:relative;
  display:inline-flex;
  align-items:center;
  gap:7px;
  border:1px solid var(--pb-line);
  border-radius:10px;
  padding:9px 11px;
  background:#fff;
  font-size:.82rem;
  font-weight:750;
  cursor:pointer
}
.option input{margin:0;accent-color:var(--pb-red)}
.option:has(input:checked){border-color:var(--pb-red);background:var(--pb-red-soft);color:#8b1830}
.section-subtitle{
  font-size:.88rem;
  font-weight:900;
  margin:21px 0 10px;
  padding-top:17px;
  border-top:1px solid var(--pb-line)
}
.section-subtitle:first-child{margin-top:0;padding-top:0;border:0}

.coverage-summary{
  margin-top:16px;
  background:#fafafa;
  border:1px solid var(--pb-line);
  border-radius:13px;
  padding:13px 14px;
  display:flex;
  justify-content:space-between;
  gap:12px;
  align-items:center
}
.coverage-summary span{font-size:.78rem;color:var(--pb-muted);font-weight:700}
.coverage-summary strong{font-size:1.1rem}

.need-list{display:grid;gap:10px}
.need-item{
  border:1px solid var(--pb-line);
  border-radius:13px;
  padding:13px;
  background:#fff
}
.need-head{display:flex;gap:11px;align-items:flex-start;justify-content:space-between}
.need-toggle{display:flex;gap:9px;align-items:flex-start;font-weight:850;font-size:.87rem;cursor:pointer}
.need-toggle input{margin-top:3px;accent-color:var(--pb-red)}
.need-toggle small{display:block;color:var(--pb-muted);font-weight:500;font-size:.72rem;margin-top:2px}
.need-amount{font-weight:900;font-size:.9rem;white-space:nowrap}
.need-fields{
  display:grid;
  grid-template-columns:repeat(2,minmax(0,1fr));
  gap:10px;
  margin-top:11px;
  padding-top:11px;
  border-top:1px dashed var(--pb-line)
}
.need-item.off{opacity:.62;background:#fafafa}
.need-item.off .need-fields{display:none}

.summary{
  position:sticky;
  top:88px;
  background:var(--pb-charcoal);
  color:#fff;
  border-radius:var(--pb-radius);
  overflow:hidden;
  box-shadow:var(--pb-shadow)
}
.summary-head{padding:18px 18px 15px;border-bottom:1px solid rgba(255,255,255,.1)}
.summary-head .kicker{font-size:.72rem;letter-spacing:.08em;text-transform:uppercase;color:#ffcad4;font-weight:900}
.summary-head h2{font-size:1.13rem;margin:3px 0 0}
.summary-body{padding:17px 18px}
.hero-result{padding-bottom:15px;border-bottom:1px solid rgba(255,255,255,.11);margin-bottom:13px}
.hero-result span{display:block;font-size:.74rem;color:#cfd0d3;font-weight:800}
.hero-result strong{display:block;font-size:2.05rem;line-height:1.08;margin-top:4px;color:#fff;letter-spacing:-.04em}
.summary-list{display:grid;gap:8px}
.summary-line{display:flex;justify-content:space-between;gap:12px;font-size:.79rem;color:#e1e1e1}
.summary-line strong{color:#fff;white-space:nowrap}
.summary-line.total{border-top:1px solid rgba(255,255,255,.11);padding-top:10px;margin-top:3px;font-size:.85rem}
.summary-note{
  background:rgba(255,255,255,.07);
  border-radius:11px;
  padding:10px 11px;
  font-size:.72rem;
  color:#d7d7d7;
  margin-top:14px
}
.summary .btn{width:100%;margin-top:12px}

.btn{
  border:0;border-radius:10px;padding:10px 14px;font-weight:900;text-decoration:none;
  display:inline-flex;align-items:center;justify-content:center;gap:7px
}
.btn-red{background:var(--pb-red);color:#fff}
.btn-red:hover{background:var(--pb-red-dark)}
.btn-dark{background:var(--pb-charcoal);color:#fff}
.btn-light{background:#fff;color:var(--pb-ink);border:1px solid var(--pb-line)}
.btn-soft{background:var(--pb-red-soft);color:#a21b35;border:1px solid #f2c5ce}
.btn-sm{padding:7px 9px;font-size:.76rem}

.calc-highlight{
  background:linear-gradient(135deg,var(--pb-red-soft),#fff);
  border:1px solid #f1cbd3;
  border-radius:14px;
  padding:14px;
  margin-top:16px
}
.calc-highlight .title{font-size:.76rem;text-transform:uppercase;letter-spacing:.05em;color:#9c1d36;font-weight:900}
.calc-highlight .value{font-size:1.65rem;font-weight:950;letter-spacing:-.03em;color:var(--pb-charcoal);margin-top:2px}
.calc-highlight .small{font-size:.75rem;color:var(--pb-muted);margin-top:3px}

.recommend-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}
.recommend-total{
  background:#fafafa;border:1px solid var(--pb-line);border-radius:13px;padding:13px 14px;margin-top:14px;
  display:grid;grid-template-columns:1fr auto;gap:12px;align-items:center
}
.recommend-total span{font-size:.8rem;color:var(--pb-muted);font-weight:750}
.recommend-total strong{font-size:1.15rem}
.match-status{font-size:.75rem;font-weight:850;margin-top:4px}
.match-ok{color:var(--pb-green)}
.match-low{color:var(--pb-red)}
.match-high{color:var(--pb-amber)}

.signature-box{
  border:1px solid var(--pb-line);border-radius:13px;padding:14px;background:#fafafa
}
.signature-preview{
  margin-top:9px;min-height:44px;border-top:1px dashed #cfd2d8;padding-top:8px;
  font-family:"Segoe Script","Brush Script MT",cursive;font-size:1.35rem;color:#222
}

.result-strip{
  display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:9px;margin:14px 0 0
}
.result-box{border:1px solid var(--pb-line);border-radius:12px;padding:12px;background:#fafafa}
.result-box span{display:block;font-size:.71rem;color:var(--pb-muted);font-weight:800}
.result-box strong{display:block;font-size:1rem;margin-top:3px}

.info-note{
  border-left:4px solid var(--pb-red);
  background:var(--pb-red-soft);
  border-radius:0 12px 12px 0;
  padding:11px 13px;
  font-size:.78rem;
  color:#5b4549;
  margin-top:14px
}

.footer-actions{
  position:fixed;
  left:0;right:0;bottom:0;z-index:120;
  background:rgba(23,23,23,.98);
  border-top:1px solid rgba(255,255,255,.1);
  backdrop-filter:blur(10px);
  padding:8px 10px max(8px,env(safe-area-inset-bottom))
}
.footer-actions-inner{
  max-width:900px;margin:auto;display:grid;grid-template-columns:repeat(5,1fr);gap:7px
}
.footer-actions button{
  border:0;border-radius:9px;background:#2b2b2b;color:#fff;min-height:46px;padding:5px 7px;font-size:.72rem;font-weight:900
}
.footer-actions button.primary{background:var(--pb-red)}
.save-status{text-align:center;font-size:.7rem;color:#a9a9a9;margin-top:4px;grid-column:1/-1}

.seo-block{
  margin-top:28px;background:#fff;border:1px solid var(--pb-line);border-radius:var(--pb-radius);padding:24px
}
.seo-block h2{font-size:1.45rem;margin:0 0 10px}
.seo-block h3{font-size:1.03rem;margin:22px 0 7px}
.seo-block p{font-size:.89rem;color:#4d5158;margin:0 0 11px;max-width:960px}
.faq{display:grid;gap:9px;margin-top:16px}
details{border:1px solid var(--pb-line);border-radius:12px;overflow:hidden}
summary{padding:13px 15px;font-weight:900;cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:12px}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";color:var(--pb-red);font-size:1.2rem}
details[open] summary::after{content:"–"}
details p{padding:0 15px 14px;margin:0!important}

.disclaimer{
  margin:18px 0 28px;
  font-size:.78rem;
  color:#60656f;
  background:#fff;
  border:1px solid var(--pb-line);
  border-radius:13px;
  padding:14px
}

@media(max-width:1000px){
  .analysis-layout{grid-template-columns:1fr}
  .summary{position:static;order:-1}
  .summary-body{display:grid;grid-template-columns:1fr 1fr;gap:14px}
  .summary-body .hero-result,.summary-body .summary-list,.summary-body .summary-note,.summary-body .btn{grid-column:1/-1}
  .sitebar-info span{display:none}
}
@media(max-width:760px){
  body{padding-bottom:88px}
  .sitebar-inner{padding:8px 14px}
  .logo{width:188px;max-height:34px}
  .sitebar-info .email-link{display:none}
  .hero-inner{padding:28px 15px 24px;grid-template-columns:1fr}
  .reviewed{text-align:left}
  .wrap{padding:16px 12px 0}
  .progress-nav{grid-template-columns:1fr 1fr}
  .grid-2,.grid-3,.grid-4,.recommend-grid{grid-template-columns:1fr}
  .card-head,.card-body{padding-left:15px;padding-right:15px}
  .need-fields{grid-template-columns:1fr}
  .result-strip{grid-template-columns:1fr 1fr}
  .footer-actions-inner{gap:5px}
  .footer-actions button{font-size:.64rem;padding:4px}
}
@media(max-width:460px){
  .mode-tab{font-size:.79rem;padding:11px 7px}
  .progress-link span{display:none}
  .progress-link{padding:8px}
  .option-row{display:grid;grid-template-columns:1fr 1fr}
  .option{width:100%}
  .result-strip{grid-template-columns:1fr 1fr}
  .summary-body{display:block}
  .footer-actions-inner{grid-template-columns:repeat(5,1fr)}
}

@media print{
  @page{margin:12mm}
  body{background:#fff;padding:0;font-size:10pt}
  .sitebar,.footer-actions,.mode-tabs,.progress-nav,.seo-block,.disclaimer,.btn,.hero-badges{display:none!important}
  .hero{background:#fff!important;color:#000!important;border-bottom:2px solid #222}
  .hero-inner{padding:0 0 12px!important}
  .hero p,.eyebrow,.reviewed{color:#333!important}
  .wrap{max-width:none;padding:12px 0 0}
  .panel{display:none!important}
  .panel.active{display:block!important}
  .analysis-layout{grid-template-columns:1fr!important}
  .summary{position:static;background:#fff!important;color:#000!important;border:1px solid #aaa;box-shadow:none}
  .summary *{color:#000!important}
  .card{box-shadow:none;break-inside:avoid}
  .card,.summary{margin-bottom:10px}
  input,select,textarea{border:1px solid #aaa!important;background:#fff!important}
}